Most Important Terms and Conditions (MITC)

As prescribed by SEBI

i. Research Services Only
These terms and conditions, and your consent thereto, apply solely to the research services provided by us. We do not execute or carry out any trade (purchase/sale transaction) on behalf of the client. You are therefore advised not to permit us to execute any trades on your behalf.

ii. Fees and Regulatory Limits
The fees charged by us are subject to the maximum limits prescribed by SEBI and the Research Analyst Administration and Supervisory Body (RAASB) from time to time (applicable only to Individual and HUF clients).

Notes:

• The current fee limit is ₹1,51,000 per annum per family of a client for all research services provided by us.

• This limit excludes statutory charges.

• The fee limits do not apply to non-individual clients or accredited investors.

iii. Advance Fees and Refunds
Fees may be charged in advance if mutually agreed upon. Such advance shall not exceed one year, as stipulated by SEBI. In case of premature termination of services by either party, the client shall be entitled to a proportionate refund for the unexpired period.

iv. Mode of Payment
Fees can be paid via cheque, online bank transfer, UPI, or other approved digital methods.
Cash payments are strictly prohibited.
Optionally, clients may pay through the Centralized Fee Collection Mechanism (CeFCoM) managed by BSE Limited (RAASB).

v. Conflict of Interest Disclosure
We comply with all regulations, circulars, and directions issued by SEBI and RAASB relating to the disclosure and mitigation of any actual or potential conflicts of interest.
We will endeavor to promptly inform clients of any conflict of interest that may affect our services.

vi. Prohibition of Assured Returns
Any assured, guaranteed, or fixed return schemes, or other schemes of similar nature, are prohibited by law.
We will not offer any such scheme to clients.

vii. No Guarantee of Returns or Accuracy
We do not guarantee returns, profits, accuracy, or risk-free investments through our research services.
All opinions, projections, and estimates are based on analysis of available data and assumptions as of the report’s preparation date.

viii. Market Risk Disclaimer
Investments made based on our research recommendations are subject to market risks.
Recommendations do not assure any returns.
Clients have no recourse to claim losses arising from investments made based on our research.
Reliance on research reports is entirely at the client’s own judgment and discretion.

ix. Regulatory Registration Disclaimer
Our SEBI registration, RAASB enlistment, and NISM certification do not guarantee performance or assure any returns.

x. Grievance Redressal

Step 1:
Contact us using the details below or via our website:
Compliance Officer & Grievance Officer: Ms. Nidhi Kamani
📞 8655387833
📧 support@renaissanceadvisors.in

Step 2:
If not satisfied, you may lodge a grievance through SEBI’s SCORES platform:
🌐 www.scores.sebi.gov.in

Step 3:
You may also consider Online Dispute Resolution (ODR) through the Smart ODR Portal:
🌐 https://smartodr.in

xi. Client Information Updates
Clients must keep their contact details (email ID and mobile number) updated with us at all times.

xii. Security Advisory
We will never ask for your login credentials or OTPs for your Trading Account, Demat Account, or Bank Account.
Never share such information with anyone claiming to represent us.